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Some 1-Page personal finance cheat sheets1. How to achieve financial freedom2. Asset Classes3. ETFs4. TFSAs5. Investing jargon buster6. IDEAS to get your finances in order7. How Tax works8. RAs vs
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At a training course which I attended a few years ago, the course facilitator told us a story which went a little something like this… An experiment was set up
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How to Hack A Home Loan[Thread] A R1 Million Bond at prime (7%) will have an installment of R7,753/month.Paying the minimum results in a monthly payment for 20 years (240
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When you buy the Satrix MSCI World ETF, this is what you are getting.[Thread] The ETF invests in 23 different countries. This means your investment is spread all across the
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Do you know your Saving Rate?Here is how you calculate it[Thread] Your Saving Rate is an important number to know. It represents how much of your money you are using
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Some ETFs pay out dividends while others automatically reinvest the dividends on your behalf (the cool kids call these "Total Return ETFs")This is how you can determine what an ETF
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Top Personal Finance Tips From The Experts[Thread] "Be like Buffett and keep 1 address. Avoid the hefty costs of moving"@brucebusiness "The most important financial decision you'll ever make is to
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If you get a return of 9%, and inflation is 5%, what is your real return?You might think it's (return - inflation)=> 9% - 5% = 4%Well, that's actually just
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9 Reasons Why I Don't Like RAs (Retirement Annuities)[Thread] 1. The Money Is Stuck Until You 55The money in an RA is untouchable until you are 55 (unless you emigrate,
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Make sure your RA is not being invested at a LOS (LOS = Liberty, Old Mutual, or Sanlam) The reason? Fees.The big insurers are notorious for being a rip off.
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With the prime lending rate now at multi-decade lows, a lot of people are asking whether they should be fixing their interest rates.The answer is NO!It is pretty much always
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