Could the Small Claims Courts be the reason insurance companies raised their premiums on motor vehicle insurance?

A short thread...
Over 8 months last year, the Small Claims Courts issued judgment of almost half a billion, of which 190 million was paid out in civil claims (mostly by insurance companies)
This came a huge shock to insurance companies who are used to having civil claims languish for an average of three years in the Magistrates Courts beforw judgment.
The other big difference is a claimn the Magistrates Courts that would cost 50k in court fees costs only 1k court fees in the Small Claims Court
With the Small Claims Courts rolling out in 12 counties over the next few weeks, I anticipate there will be a reckoning in the insurance industry, especially in counties with a high population of motorcycle riders who tend to be the majority of accidents.
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