XRP is a currency...
If by that you mean an agnostic exchange token between all forms of tokenized value we are in full agreement
It is also true XRP is not a Ripple security
So then who manages and maintains The XRP Ledger and its native token ?

The answer is no ONE will manage The XRP Ledger in theory
(Smart Contracts) Digital
Autonomous Organization meaning to digitally manage itself using code
(AI) and can also now become an LLC in Wyoming
Chris Larsen executive at Ripple told us in 2018 on Money and Tech...

" Twitter had to build a platform to monetize the protocol... in our case the value is built into it "
- Chris Larsen -
He also teased us with talk of autonomous payments between networks with no third party
If we take him at his word.. how would that value be monetized while

also making a clear distinction between Ripple and XRP ?
Publicly register 2 separate and distinct companies capable of being fully regulated and taxed
How can XRP be a security of Ripple if it's value is legally recognized as coming from The XRP Ledger?
Ripple 1 SEC 0