I often get asked what advice I would give to a young designer or self employed individual just starting out. It has nothing to do with band. It’s this: If you’re in your 20s, start a retirement account NOW. I don’t care if it’s only $5 per week or month. Start it now.

The you of 30 or 40 years from now will be SO proud of the you of today. And so grateful that you gave future you a chance at the freedom that comes with living a financially secure life in your later years. Take care of future you.

If you are a 20 something, or for that matter any age, and you need help starting such an account, DM me and I’ll connect you with someone who can help. (I’m not selling anything nor do I get any benefit out of this other than a thank you card from you 40 years from now :) )

I was just lucky enough to have a father who told me that when I was in my 20s.