





๐
๐จ๐ซ๐ฐ๐๐ซ๐ 
In the advent of DeFI investors have found a new way to maximize their ROI by staking their assets for a high percentage return. This new trend has not come without risks though, and can cause maximum financial damage through an event called a "rug-pull".


๐
๐จ๐ซ๐ฐ๐๐ซ๐ 
A rug-pull means to take away the buying support or have the (DEX) liquidity pool suddenly taken away from a market. This sudden loss of liquidity results in a sell death spiral as other liquidity providers, holders & traders sell to salvage their holdings


๐ ๐ถ๐๐๐ถ๐ผ๐ป 
Idle wishes to unlock the power of decentralized finance for everyone with a single instrument, that automatically rebalances between underlying providers to always maintain the highest rates or the optimal risk/return allocation.


๐ข๐๐ฒ๐ฟ๐๐ถ๐ฒ๐ 
Idle Finance brings automatic asset allocation & aggregation to the interest-bearing tokens economy. It bundles stable crypto-assets (stablecoins) into tokenized baskets that are programmed to automatically rebalance based on different management logics


๐๐๐ฅ๐ ๐๐ซ๐๐ก๐ข๐ญ๐๐๐ญ๐ฎ๐ซ๐ 
APR is constantly monitored along with the risk scores of every lending protocol. When new allocations can improve the main performance metric of the strategy chosen, Idle submits new allocations to the contract with our rebalance manager


๐๐น๐น๐ผ๐ฐ๐ฎ๐๐ถ๐ผ๐ป ๐ฆ๐๐ฟ๐ฎ๐๐ฒ๐ด๐ 
It has its own set of tokens that represent a pool of yield-generating assets spread across many DeFi protocols. The tokens show investorโs proportional ownership of the pool & interest accrued. It allows Idle to be non-custodial


๐๐น๐น๐ผ๐ฐ๐ฎ๐๐ถ๐ผ๐ป ๐ฆ๐๐ฟ๐ฎ๐๐ฒ๐ด๐ 
Best-Yield: this strategy combines multiple money markets to automatically provide the highest interest rates, smashing the best traditional offerings across interest-bearing tokens in DeFi.


๐๐น๐น๐ผ๐ฐ๐ฎ๐๐ถ๐ผ๐ป ๐ฆ๐๐ฟ๐ฎ๐๐ฒ๐ด๐ 
Risk-Adjusted: this strategy automatically changes the asset allocation in order to find the best mix between risk scores and yield.


๐๐ฒ๐ป๐ฑ๐ถ๐ป๐ด ๐ฃ๐ฟ๐ผ๐๐ถ๐ฑ๐ฒ๐ฟ๐ 
If you are unfamiliar with the DeFi protocols below. they are some of the premier Bluechips in Crypto.
Compound
Fulcrum
Aave
DyDx
Maker DSR







๐๐๐ฅ๐'๐ฌ ๐๐๐ฐ ๐๐ ๐๐๐ฅ๐๐ง๐๐๐ซ ๐ฉ๐ซ๐จ๐ญ๐จ๐๐จ๐ฅ 
V2 introduces a new feature which allows asset Managers to release a portion of the funds from a liquidity pool to be lent out to lending providers to boost the yield for a LP pool. https://gov.idle.finance/t/balancer-v2-lending-provider-for-asset-managers/433


๐๐ ๐๐ญ๐๐ค๐ข๐ง๐ 
Is the process depositing and then the locking of assets on a DEX pool & earning rewards in return. They mint special tokens known as liquidity tokens and send them to the buyers address.


๐๐ ๐๐ญ๐๐ค๐ข๐ง๐ 
When a trade occurs, a percentage of a fee is distributed to all LPs in the pool at the moment of the trade. The current staking length is 6 months & most likely will be extended by the governance members. The current reward unlock rate 1,000 IDLE /day


๐๐ ๐๐ญ๐๐ค๐ข๐ง๐ 
The rewards will be split between LP staking and Idle staking with a 50/50 ratio and a time lock as a reward. In the beginning we will incentivize LP staking over idle staking to get higher TVL on exchanges, but over time pivot to idle staking


๐๐ฆ๐๐ซ๐ญ ๐๐ซ๐๐๐ฌ๐ฎ๐ซ๐ฒ 
In order to increase the on chain liquidity of the token, and to give the tokens economic value in the long term to its holders Idle has developed a Smart Treasury. Fees are generated from the protocol can be redirected into the balancer pool.


๐๐ฆ๐๐ซ๐ญ ๐๐ซ๐๐๐ฌ๐ฎ๐ซ๐ฒ 
The treasury acts as a buy back machine. The pool is available for investors to swap against, which increases on chain liquidity. The fees generated from swaps will be added to the pool, and becomes additional income for Idle.


๐๐ฆ๐๐ซ๐ญ ๐๐ซ๐๐๐ฌ๐ฎ๐ซ๐ฒ 
This also makes Idle eligible for $BAL tokens which are held, or re-invested back into the treasury
Parameters
Weights: 90/10
Tokens: Idle/WETH
Swapping fee 0.5%
Fees
80% to smart treasury
15%-to fee treasury
5%-to the idle rebalancer



Weights: 90/10
Tokens: Idle/WETH
Swapping fee 0.5%

80% to smart treasury
15%-to fee treasury
5%-to the idle rebalancer
๐ฆ๐ฒ๐ฐ๐๐ฟ๐ถ๐๐ ๐๐ฎ๐๐ข๐ญ 
Completed multiple & incremental security audits with Quantstamp in Dec. 2019 and April/May 2020. Due to their stringent security and partnering with protocols that have the same security, it makes it far less likely that they are rug-pulled


๐๐ฎ๐ฌ๐๐จ๐ญ๐ฒ ๐จ๐ ๐๐ฌ๐ฌ๐๐ฌ๐ญ 
Idle does not custody digital assets. Your digital assets are sent to a smart contract that Idle does not control. Only you have access to the contract. These accounts have balances for each asset that are lent out to underlying protocols.


๐๐จ๐ฏ๐๐ซ๐ง๐๐ง๐๐ 
Idle has created an ideal structure for its holders to vote and decide as a community how the project progresses. It covers many areas such as:
Ecosystem Fund
Treasury Governance
LP's fund
Idle Allocation






๐๐จ๐๐๐ฆ๐๐ฉ 

In no particular order or timeline. These are the ambitious things they are setting out to achieve.
There are also discussions possible of flash loans.
Integrations with Yearn Finance has already begun.





๐๐๐๐๐๐ซ๐ฌ๐ก๐ข๐ฉ 
Samuele Cester, Co-Founder
Max Planck, Computer engineering https://www.linkedin.com/in/samuele-cester-00755635/



๐๐๐๐๐๐ซ๐ฌ๐ก๐ข๐ฉ 
William Bergamo, Co-founder & CTO
Universitร Ca'โ Foscari Venezia, Bachelor's degree. Computer Science https://www.linkedin.com/in/william-bergamo-14822860/



๐๐๐๐๐๐ซ๐ฌ๐ก๐ข๐ฉ 
Matteo Pandolfi, Financial Data Analyst and Blockchain Entrepreneur.
Universitร Ca'โ Foscari Venezia, Global Development and Entrepreneurship and FinanceGrade110L/110 https://www.linkedin.com/in/pandolfimatteo/



๐๐๐๐๐๐ซ๐ฌ๐ก๐ข๐ฉ 
Davide Menegaldo, Forbes Under30 | Crypto Entrepreneur
Politecnico di Torino, Laurea Specialistica, Ingegneria energetica e nucleare https://www.linkedin.com/in/davidemenegaldo/



๐๐๐๐๐๐ซ๐ฌ๐ก๐ข๐ฉ 
Emiliano Palermo, Project Manager, Treasury Committee
Questrom School of Business, Boston University,
MicroMasters, Digital Product Management https://www.linkedin.com/in/emiliano-palermo/



MicroMasters, Digital Product Management https://www.linkedin.com/in/emiliano-palermo/
๐๐๐๐๐๐ซ๐ฌ๐ก๐ข๐ฉ 
Salomรฉ Bernhart, Project Manager, Pilot League
University of Applied Sciences and Arts Northwestern Switzerland FHNW, Bachelor of Applied Science, Banking and Finance https://www.linkedin.com/in/salom%C3%A9-bernhart-77bbb614basel/



๐๐จ๐ง๐๐ฅ๐ฎ๐ฌ๐ข๐จ๐ง 
This project is led by a team of what appears to be masterminds, from every sector one would need to launch a project into the stratosphere. It is no wonder there GitHub is flourishing and buzzing with excitement.


๐๐จ๐ง๐๐ฅ๐ฎ๐ฌ๐ข๐จ๐ง 
Idle is much further ahead of most of its competition, and have what appears to be one of the highest yield generating platforms, while also being the most secure in blockchain finance.
Tier
Gem


Tier

๐๐๐๐๐ซ๐๐ง๐๐๐ฌ 
https://www.notion.so/ffe8115b7b53489ab0a7f84e656e4bb0?v=916250f54ff24daabad72cf095fd6d88
https://gov.idle.finance/t/balancer-v2-lending-provider-for-asset-managers/433
https://idlefinance.medium.com/introducing-the-new-idle-governance-model-3409371c3fa0
https://gov.idle.finance/t/iip-2-add-a-smart-treasury-to-idle/211/22
https://idle.finance/#/
https://certificate.quantstamp.com/full/idle-finance
https://duneanalytics.com/aaaaaaaaaa/idle-v4

https://www.notion.so/ffe8115b7b53489ab0a7f84e656e4bb0?v=916250f54ff24daabad72cf095fd6d88
https://gov.idle.finance/t/balancer-v2-lending-provider-for-asset-managers/433
https://idlefinance.medium.com/introducing-the-new-idle-governance-model-3409371c3fa0
https://gov.idle.finance/t/iip-2-add-a-smart-treasury-to-idle/211/22
https://idle.finance/#/
https://certificate.quantstamp.com/full/idle-finance
https://duneanalytics.com/aaaaaaaaaa/idle-v4
@threader_app compile