how my chindo parents raised me concerning money:
1. nabung is a habit, dri sd udah punya kartu deposito barbie
2. being rich is how much you saved, not how much you earned. penghasilan 5jt/bln bisa lebih kaya dari org penghasilan 10jt/bln tergantung cara dia spend money
3. credit is good untuk build your credit. credit itu buat ngejaga cash tetep ada karena cash itu penting
4. spending more ga selamanya buruk if it saves time, health, dll. cth: kalau dengan spend more km bs efficient dan hemat waktu, then it’s ok. rich is not only money-rich.
5. money does buy happiness because money=access. access to health, access to education, etc
jdi kalo gamau nabung dengan alesan “buat apalah duit ga bikin bahagia” itu excuse sajah
6. work smarter not harder
7. lastly ga ada yg instan di dunia ini, instan=bad. expect a return of 10-20% p.a. setiap inves(tergantung investment), lebih dari itu most likely is a scam
woah this blew up, my parents must be proud HAHA.
intinya financial literacy penting dan gapernah terlambat buat belajar! mangat all nabungnya~
You can follow @yraiv13.
Tip: mention @twtextapp on a Twitter thread with the keyword “unroll” to get a link to it.

Latest Threads Unrolled: