11 financial superpowers that will get you rich.

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1. Rig the system.

It’s true that the game is rigged, but it’s also true that you can rig it in your favor.

▫ Work hard
▫ Don't complain
▫ Say "yes" to opportunities

Put yourself into a position to "get lucky".
2. Don't rely on "cost of living" raises.

COL raises are the MINIMUM of what your employer can do for your salary.

Don't call it good after your 3% raise. 👎

Work hard. Go above and beyond.

👉 Then, get that 10% to 15% raise.
3. Surround yourself with success.

👉 Success is infectious.

Associate with successful people and you WILL be successful.
Associate with broke people and you WILL be broke.

Some learn this the hard way.

Don't be one of those people.
4. Invest 20% of income.

Investments build wealth. It happens all the time.

Set up automatic contributions from your paycheck to fund your:

▫ Traditional 401(k)
▫ Roth IRA, and
▫ Brokerage accounts

Your retirement will thank you.
5. Don't sell the dip.

If you think you can time the market, you're wrong. You can't.

👉 Investing = long term.

Invest. Then, let it sit. This is how wealth happens.
6. Stop playing the lottery.

Rich people don't buy lottery tickets.

The lottery is essentially a tax on the poor.

"Win the lottery" by working hard, building a loving family, and smiling every day.
7. Be a happy person.

Guess what? People want to associate with positive people.

Your glass-half-empty mindset is KILLING your career, wealth, and happiness.

▫ Happy people get opportunities.
▫ Happy people get promotions.
▫ Happy people get rich.
8. Stealth wealth wins.

Driving an exotic car doesn't make you rich.
Expensive vacations, big homes, and pricey jewelry don't either.

You lose when you show your wealth.

Instead, just be wealthy.
9. Talk to your spouse.

Money is a leading cause of divorce.
Divorce is a leading cause of wealth destruction.

Open communication, especially about money, produces healthy relationships.

Talk to your spouse!
10. Action over planning.

Yes, planning is important, but planning doesn't make you rich and successful.

Your actions do that. Your work. Your motivation.

Your willingness to start.

Want to succeed? Put the pen down and start DOING.
11. Use automation.

▫ Automatically fund your retirement accounts.
▫ Automatically build your emergency fund.
▫ Automatically pay your crucial bills.

Automation removes discipline. Use it.
You can follow @SteveOnSpeed.
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