Question for conceal carry holders: do you carry with a round in the chamber?

What are the chances that the half second it takes to rack it will get you killed or hurt, versus what are the chances that having a round in the chamber will lead to an accident. Run that calculation and I’m not sure that the answer most people are giving makes statistical sense

Another way of putting it: if you’re in a situation where you don’t even have an extra half second to move your hand, you’re probably dead anyway. I don’t think most self-defense situations really play out that way though, especially if you have good situational awareness.