i've had MANY opportunities to become a [multi] millionaire in my life. I wasted all of them.

I decided to tell about 3 of them here in this thread:

1. @NUBANK

In 2015 I was contacted by this new fintech startup. I went through all their hiring process, interviews, tests, etc, and passed.

BUT

I was still at college, only 6mo left to graduate.

They asked: Do you wanna start working now or wait 6mo to get a bigger salary?

(I was almost finishing my 4-year course, and I'd get a better compensation if I had the degree, so...)

I said: let's wait the 6mo then.

After 6mo, I contacted them. They weren't interested anymore. They stopped hiring devs with my stack. My opportunity window had closed.

Today, this company is valued at US$25 billion.

Now imagine if I had a super tiny 0,1% stock as an early employee.

That would be worth US$25 million today.

Damn.

2. BITCOIN

I opened my @coinbase account in October 2014.
Bitcoin price was around $300.

I wanted to buy, but I was poor back then, and Coinbase's buy feature wasn't available in my country. So I didn't.

But ok, no problem. I did buy in 2017. Many bitcoins.

I was working remotely for the USA, and my salary was arriving in bitcoin. Every month.

I've always believed in the technology. Still do.
But the price is volatile as fuck, so I thought:

Instead of only holding it, I'll do swing trading. And I did make money doing it. Stonks!

The problem is that I got addicted to trading. I was starring at the chart 24/7. I would wake up at night, check the charts, do some trades.

It started to *really* affect my life negatively. It was making me very anxious. I couldn't concentrate on my job or on anything actually.

So I tried to just hold the coins instead of trading (good call!).

But I failed to do so.

My brain knew I had the coins, so I kept looking at charts all day, even though I was trying hard not to trade.

And it's really hard to see the price falling and do nothing about it.

So I made a decision: Sell all the coins.
And I did it. Sold them all.

And I felt really free because of it. I almost didn't think about it anymore... for 3 years.

Because 2020 happened.
You know... the price started to skyrocket.

Do I start trading again?! Do I buy&hold?!

But it's so much more expensive now... what do I do?!?!

Damn, it's getting close to the 2017 ath...

Damn, it's double the 2017 ath.

Damn, it's already 20x the price of when I sold it.

200x the price of when I first saw it.

Damn.

I'm laughing while I write this tweet

but this has really hit me and affected my mental health. cried for many nights. might still cry some more in the future haha

it was a once in a lifetime life-changing missed opportunity.

This isn't like most people: "If only I knew about bitcoin" or "If only I had bought bitcoin".

I DID know.
I DID believe in it.
I DID buy.
I had it in my hands.

All I needed to do was hold.
And I failed to that.
I wasn't mentally strong enough to do so.

3. TESLA

In 2019, I wanted to start buying normal stocks. Not any stock, I wanted $TSLA. Price was ~$50.

But I'm from Brazil and it's listed on NASDAQ. I didn't know how to do it.

So I watched some youtube videos, researched about taxes and even took an investment course.

On Jan 3rd, 2020, I finally opened a broker account specifically to buy $TSLA and nothing else.

My $100k savings was ready to be sent to this specific thing! All I had to do was click the button.

But... I never did it.

Price was around $88, already way higher than before.

If you look at the chart, $TSLA it was having a pump in the past weeks.

I wanted to buy, but it felt risky. I waited for a dip or something like that, but it never did.

So I gave up, felt like I missed the boat already.

when the dip came, it wasn't a simple dip. It was the fucking huge pandemic -60% dip. The world was upside down, everything was uncertain. I didn't feel comfortable buying it, unfortunately

Long story short, $TSLA went up 20x from 2019, 10x in 2020 alone (high: $900).

If I had made the $100k wire transfer on jan 3rd 2020 (like it was the plan!), it would have become $1mi.

the $TSLA story doesn't affect me as much as bitcoin's, because even though I was literally one click away from buying it, I never did.

but the bitcoin story... ah, that one hurts deep.
I let it slip from my hands.

--
well, that's it!

Try not to miss big opportunities, people
(not only financial)

If you believe in something, invest long term

Timing is fucking important but don't wait for the perfect moment

Take risks

Expose yourself to exponential gains

Have sense of urgency

Think long term but act today