Yes. Also why when people ask if we provide financial literacy classes as a condition of giving people water bill assistance I say, “Absolutely not.”

Somebody trying to make ends meet for their family on minimum wage is likely better at managing their money than any of us. https://twitter.com/atkiara/status/1331593193218076673
And why force somebody into a financial literacy class to tell somebody how they should be managing money they’re barely making?

Increase people’s incomes and then we’ll talk.
I really want people to give up their Reagan-era belief that people on public assistance are just getting over.

People with wealth have a ton of ways they get over. People don’t go after them, tho, because they don’t understand the depths of how it works for that class of folks.
You can put your kids on your payroll and that’s a write-off.

You can be an absolutely dreadful stock picker and that’s a write-off you can carry forward for years if you are that bad.

And so on and so on.
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