4 sources of income to consider without being an employee.
Selling products
For instance a SaaS.
Offering information
YouTube, eBooks, online courses.
Selling yourself
Freelancing, consulting.
Passive income
Dividends, real-estate, index funds.


For instance a SaaS.

YouTube, eBooks, online courses.

Freelancing, consulting.

Dividends, real-estate, index funds.



Use your programming skills to build SaaS products.
This type of income is very uncertain and typically has a very slow start off.
On the other hand, there are almost unlimited gains to collect from launching your own SaaS product.
The potential is huge.

Create videos on YouTube, put your Medium articles behind the paywall, or sell ebooks on Gumroad.
This type of income is more easily accessible, and also has a huge potential.
It's also very unreliable and can vary greatly from month to month.

Selling your skills as a software engineer is probably the most accessible and most reliable form of income you can establish.
On the other hand, selling yourself is a form of "earned income", and is very hard to scale.
You only have 24 hours/day after all.

Invest in dividend-paying stocks, real-estate, index funds, etc.
This type of income is both reliable (if done correctly), and has unlimited growth potential.
The con here is, that it takes a lot of time and a lot of money to build up. It takes patience.
Ideally, you want to make a mix of these 4.
At least, that's exactly what I'm working hard on, at the moment
In time, this combination will deliver a steady, reliable, and potentially unlimited flow of income.
But of course, it takes dedication, hard work, and discipline
At least, that's exactly what I'm working hard on, at the moment

In time, this combination will deliver a steady, reliable, and potentially unlimited flow of income.
But of course, it takes dedication, hard work, and discipline
