How to handle Chinese Virus ?

My friendly advice to all my friends. May Bhagwan protect you and all members of your family from this Chinese Virus

You have to expect the best but be prepared for the worst

1. Take all precautionary measures to boost your immune system

2. Even the most protected man on earth @POTUS is infected with Chinese Virus, we can also get infected,so make preparations for your possible infection,dont be afraid of getting infected ,but be prepared

3. First get a new corona insurance policy for every member of your family

3a. If you already have a health insurance policy , talk to your policy provider and confirm if Chinese Virus is covered in your policy, some insurance companies just give 70% , 80% coverage , talk to them and find out if you can boost it to 100%

4. Now all insurance companies are issuing exclusive Chinese Virus policy for a premium of Rs 3000 per person ,for Rs 5 lakh insurance coverage, with one year validity. But this policy comes to force only 16 days after taking the policy. I would recommend to take this immediately

5. The point is in case of emergency you should have access to best treatment, at that time you should not worry about managing money for treatment. This is an expensive treatment, if it infects , it infects your near and dear too , in such cases your expenses multiply

6. Which companies are offering this exclusive Chinese Virus policy ?

@StarHealthIns is offering this as i know, others are also offering this

Do your own home work with insurance companies

7. Dont be penny wise and pound foolish , blindly go for this policy at the earliest

8. How much does this cost per person in a pvt hospital, just look at one of my bills , the least billing , we were 3 of us in hospital , just multiply + extra

9. I knew it was only a matter of time before I get infected, so i spoke to my insurance agent and got list of all hospitals honouring cashless treatment ( insurance) for Chinese Virus , there were 15 hospitals in Salem

10 .Then i enquired about the best hospital out of the 15

11.pre selecting hospital is what i did, criteria in selecting hospital
a. Icu & ventilator facilities
b. Doctors
C. Recovery

12. Based on above i spoke to my insurance agent and told him ,i have selected these two hospitals, its your responsibility to get me admission if needed

13. Now how to know you are infected with Chinese Virus ?

Fever , tiredness , sore throat, body pain are the first symptoms

If you start coughing the virus has entered your lungs , thats when it gets serious

14. If you get any symptoms immediately go for a CT scan of your lungs, it might cost Rs 5k, its worth it, because you get detailed report with % of infection in 15 minutes , if you take a swab test , getting result might take 2 days , golden hour no point waiting for 2 days

15. Once you test + call your insurance agent and ask him to get you admission in your chosen hospital

Insurance agent and hospitals have excellent relationship

These days most hospitals are house full, getting admission in itself a big task.

16. Never ever panic , if you do your home work, start preparing for a likely infection and follow the plan , you will sail through

Prevention is one thing, but preparation for a possible infection are two different things, just because you are taking precautions to prevent dont

Stop preparation.

Always think what you should do if you get infected. But take all necessary measures to prevent it.

In hospital treatment i will write later

Hare Krishna

Another note

Even if you have an insurance cashless policy , hospitals will ask for Rs 50k as initial deposit

So be prepared and keep that money always ready