1/n After an indepth study of the system of the provision of insurance cover for the Armed Forces personnel in the Armed Forces world over, I am really surprised to see that it is only in Indian Armed Forces that a soldier first earns & then pays for his insurance cover himself.+

2/n The Govt contributes absolutely nothing towards this insurance cover of the soldier who protects you 24*7. On the contrary, the top hierarchy ensures that their own persons are appointed to manage this huge money as MD AGIF and that too at the cost of the paying soldier.+

3/n Such appointments are made without getting into the qualifications which are essential for managing the fund. Any senior Officer whom we want to favour, is appointed irrespective of the fact that he has got no such qualification under his belt for managing such large funds.+

4/n If we evaluate the efficacy of the AGIF scheme in comparison to the Civil world, we find very easily that a soldier is paying more in terms of premium but getting lesser in terms of returns. Why is this Fund not managed by professionally qualified people who are accountable?+

5/n We can give insurance cover to the Doctors @ COVID Warriors who are managing the hospitals for Rs 50 Lacs for which the Govt pays the premium but a soldier who guards your Borders has got no value and is made to pay for himself. However, "We love our soldiers"! Isn& #39;t it?