(THREAD) As technological changes are transforming how we pay, a digital euro could offer a universally accepted, risk-free and trusted means of payment to complement cash. We’ve analysed its possible benefits and challenges in our report https://www.ecb.europa.eu/euro/html/digitaleuro.en.html 1/3

A digital euro would complement cash, not replace it: together they would offer people a greater choice and easier access to ways of paying. This should help financial inclusion and promote innovation in the field of retail payments https://www.ecb.europa.eu/euro/html/digitaleuro.en.html 2/3

It is too early to identify any specific type of digital euro, but we have laid down some basic requirements, such as robustness, safety, efficiency, privacy and compliance with the law. We will now listen and experiment to define what it might look like in the future 3/3