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Tuning into @TernerHousing's webinar on Reaching California's ADU Potential
excited to hear about how we can take the successes of state ADU policy to the next level!
excited to hear about how we can take the successes of state ADU policy to the next level!
wow, ADU permitting & completions tripled statewide from 2018 to 2019!
state housing policy gets the goods
state housing policy gets the goods
here's the geography of ADU construction in the Bay & LA
ADUs are more likely to be built in higher income neighborhoods, but also more likely to be built in less white neighborhoods
distribution by neighborhood opportunity varies by region
ADUs are more likely to be built in higher income neighborhoods, but also more likely to be built in less white neighborhoods
distribution by neighborhood opportunity varies by region
I'm somewhat surprised that homeowners with a newer mortgage are more likely to add ADUs than homeowners with more established home equity
love to see those smaller lot ADUs (and shoutout to @markasaurus for those multi-family ADUs)
love to see those smaller lot ADUs (and shoutout to @markasaurus for those multi-family ADUs)
financing was cited by as the biggest barrier to construction for homeowners
policy recommendations to improve ADU financing
pour a little out for AB 69 & SB 1120
need for more education & awareness outreach as well, especially to lower income homeowners, as well as technical assistance to local staff & expansion of pre-approved ADU prototypes
pour a little out for AB 69 & SB 1120
need for more education & awareness outreach as well, especially to lower income homeowners, as well as technical assistance to local staff & expansion of pre-approved ADU prototypes
bonus research on attitudes toward missing middle housing: small suburbs are the most resistant
Karen Chapple's presentation concluded, now on to Denise Pinkston of @CasitaCoalition, moderating a panel discussion with Steve Vallejos (prefab ADU builder extraordinaire), Erik Preston from Habitat, and Gary Geiler from the City of San Diego
Steve Vallejos: "6 bills related to ADUs last year removed a tremendous number of barriers" that should position the state for further ADU growth on the other side of the pandemic
Erik from @HabitatCA: "our goal is to make the [ADU] process as simple & as turnkey as possible"
Denise: need to make this process "less like buying a quarter million dollar asset & more like taking out a car loan"
Gary from San Diego: "went above & beyond what the state required in 2017⊠went to an over the counter model" & did a lot of outreach via neighborhood associations, chambers of commerce, "very robust website", etc
Gary: mentioned some obstacles in the Coastal Zone, working on batched processing of a pre-approved ADU design
Denise: do you have handout about your best practices for other cities to copy?
Gary: yeah, we've got a great website; outreach to community groups is essential
Denise: do you have handout about your best practices for other cities to copy?
Gary: yeah, we've got a great website; outreach to community groups is essential
Denise: "a low [construction] cost solves some financing problems"
Gary now talking about tiny homes (on wheels) ordinance in San Diego cc @alfred_twu
cost range of just $40-50k, wow!
Gary now talking about tiny homes (on wheels) ordinance in San Diego cc @alfred_twu
cost range of just $40-50k, wow!
Erik (Habitat): "two straightforward type of financing: if you're fortunate enough to have the liquid assets, you can finance it out of your checking account; or if you have a lot of home equity, you can use a HELOC"
but hard even for high income new homeowners with good credit
but hard even for high income new homeowners with good credit
for homeowners who bought recently, not enough equity to back a loan that covers ADU costs
appraisal methodologies can be an obstacle here (more comps coming onto market will help); Fannie & Freddie updated standards recently, more consistent training needed
appraisal methodologies can be an obstacle here (more comps coming onto market will help); Fannie & Freddie updated standards recently, more consistent training needed
Denise: "when the barrier was land use, you couldn't build an ADU because it wasn't legal, nobody could see through to the ecosystem of building & financing for what challenges would be⊠now encountering those next gen problems"
