Read on Twitter
Super approved. My personal bank of choice for transactional acct. CIMB/ING naman for high interest accts perfect for emergency fund repository https://twitter.com/RyAiMiya/status/1310898122906718214
Yes, we are fangirls but please, please in this time of the pandemic, be choosy about your purchases, live within your means and save for your emergency fund kahit 100php pa yan per sweldo cutoff.
The rule of thumb for emergency fund is 3-6 months of your monthly expenses. But w/ this pandemic, one year worth of expenses might be ideal.
Two ways: live frugal/plan purchases or increase your income sources. Only after an EF can you dip on investments like UITF, stocks etc
Two ways: live frugal/plan purchases or increase your income sources. Only after an EF can you dip on investments like UITF, stocks etc
Please do visit reddit at r/phinvest and r/phmoneysaving.
It's a gold mine of personal finance and money management tricks catered to the PH setting
It's a gold mine of personal finance and money management tricks catered to the PH setting
At huwag mahiya kumuha ng St Pe/ter Plan or kung ano mang memorial plans at a young age. I learned the lesson the hard way when my aunt died suddenly in my 20s and I don't have one that I can transfer. Dun naman tayo papunta lahat
Kung natetempt ng online fandom purchases, keep on asking "Do I need this?" and leave the cart for a week. Balikan mo after and see if it still affect you or not.
I'm proud of myself di ako nabudol ng Arafes 2020 con goods kasi di ko naman magagamit pero I'm saving for the con
I'm proud of myself di ako nabudol ng Arafes 2020 con goods kasi di ko naman magagamit pero I'm saving for the con
Remember, you are not less of a fan if you don't buy CDs or DVDs or stuff. Buy at your own pace and if you have enough cash and not to the point of maxing out your credit cards.
This thread above is a mashup of all the bittersweet personal finance lessons I learned in my 20s while being a fangirl. Hope it will help someone in one way or another.
