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Here's a PARTIAL list of "pre-existing conditions" which insurance carriers could deny you coverage for before the #ACA was signed into law:--AIDS/HIV
--Lupus
--Alcohol abuse/ Drug abuse with recent treatment
--Mental disorders (severe, e.g. bipolar, eating disorder) 1/
--Alzheimer’s/dementia
--Multiple sclerosis
--Arthritis (rheumatoid), fibromyalgia, other inflammatory joint disease
--Muscular dystrophy
--Cancer within some period of time (e.g. 10 years)
--Obesity, severe
--Cerebral palsy
--Organ transplant 2/
--Multiple sclerosis
--Arthritis (rheumatoid), fibromyalgia, other inflammatory joint disease
--Muscular dystrophy
--Cancer within some period of time (e.g. 10 years)
--Obesity, severe
--Cerebral palsy
--Organ transplant 2/
--Congestive heart failure
--Paraplegia
--Coronary artery/heart disease, bypass surgery
--Paralysis
--Crohn’s disease/ ulcerative colitis
--Parkinson’s disease
--Chronic obstructive pulmonary disease (COPD)/emphysema
--Pending surgery or hospitalization
--Diabetes mellitus 3/
--Paraplegia
--Coronary artery/heart disease, bypass surgery
--Paralysis
--Crohn’s disease/ ulcerative colitis
--Parkinson’s disease
--Chronic obstructive pulmonary disease (COPD)/emphysema
--Pending surgery or hospitalization
--Diabetes mellitus 3/
--Pneumocystic pneumonia
--Epilepsy
--Pregnancy or expectant parent
--Hemophilia
--Sleep apnea
--Hepatitis (Hep C)
--Stroke
--Kidney disease, renal failure
--Transsexualism
But wait, that's just the start! 4/
--Epilepsy
--Pregnancy or expectant parent
--Hemophilia
--Sleep apnea
--Hepatitis (Hep C)
--Stroke
--Kidney disease, renal failure
--Transsexualism
But wait, that's just the start! 4/
--Acne
--Allergies
--Anxiety
--Asthma
--Basal cell skin cancer
--Depression
--Ear infections
--Fractures
--High cholesterol
--Hypertension
--Incontinence
--Joint injuries
--Kidney stones
--Menstrual irregularities
--Migraine headaches
--Being overweight
--Restless leg syndrome 5/
--Allergies
--Anxiety
--Asthma
--Basal cell skin cancer
--Depression
--Ear infections
--Fractures
--High cholesterol
--Hypertension
--Incontinence
--Joint injuries
--Kidney stones
--Menstrual irregularities
--Migraine headaches
--Being overweight
--Restless leg syndrome 5/
--Tonsillitis
--Urinary tract infections
--Varicose veins
--Vertigo
Whoops, forgot to credit @KFF for this list:
http://acasignups.net/16/12/31/how-many-people-would-be-screwed-over-repealing-aca-23-million-30-million-try-52-million 6/
--Urinary tract infections
--Varicose veins
--Vertigo
Whoops, forgot to credit @KFF for this list:
http://acasignups.net/16/12/31/how-many-people-would-be-screwed-over-repealing-aca-23-million-30-million-try-52-million 6/
BUT WAIT, THERE'S MORE!
Before the #ACA, WHAT JOB YOU HAD could ALSO determine whether or not you were denied healthcare coverage! 7/
Before the #ACA, WHAT JOB YOU HAD could ALSO determine whether or not you were denied healthcare coverage! 7/
Most professions below are generally covered via their employer, but not all...and if you lost your job, you were often SOL:
--Active military personnel
--Iron workers
--Professional athletes
--Air traffic controller
--Law enforcement/detectives
--Sawmill operators 8/
--Active military personnel
--Iron workers
--Professional athletes
--Air traffic controller
--Law enforcement/detectives
--Sawmill operators 8/
--Aviation and air transportation
--Loggers
--Scuba divers
--Blasters or explosive handlers
--Meat packers/processors
--Security guards
--Bodyguards
--Mining
--Steel metal workers
--Crop dusters
--Nuclear industry workers
--Steeplejacks
--Firefighters/EMTs 9/
--Loggers
--Scuba divers
--Blasters or explosive handlers
--Meat packers/processors
--Security guards
--Bodyguards
--Mining
--Steel metal workers
--Crop dusters
--Nuclear industry workers
--Steeplejacks
--Firefighters/EMTs 9/
--Offshore drillers/workers
--Strong man competitors
--Hang gliding
--Oil and gas exploration and drilling
--Taxi cab drivers
--Hazardous material handlers
--Pilots
--Window washers
...and so on. 10/
--Strong man competitors
--Hang gliding
--Oil and gas exploration and drilling
--Taxi cab drivers
--Hazardous material handlers
--Pilots
--Window washers
...and so on. 10/
But really, these lists are pointless because the bottom line is that before the ACA, a “pre-existing condition” was WHATEVER THE INSURANCE COMPANY DECIDED IT WAS. /end
P.S. Pretty sure that would also include testing positive for #COVID19, likely whether you show any symptoms or not.
Also, as I noted last week, in the social media/data mining age, everything you’ve ever posted online in the past 10 years would be fair game.
Every fatty meal you instagrammed.
Every white water rapids vacation you ever took.
Plus, stuff you didn’t post but others did.
Every white water rapids vacation you ever took.
Plus, stuff you didn’t post but others did.
OH YEAH...while we're on the subject, @Desdakon reminded me of another nasty thing which used to happen pre- #ACA: Recissions. https://www.verywellhealth.com/health-insurance-rescission-2615206
Let's say you filled out all the paperwork and were approved for coverage. A few years later you get diagnosed w/cancer or diabetes, which cost a lot to treat. The insurance carrier would comb through every line of that paperwork looking for the smallest error.
If they found ANYTHING which they could remotely claim you "lied" about (not mentioning a check-up 10 yrs earlier, etc), they'd use that as excuse to void the policy and RETROACTIVELY deny your coverage...right when you need it the most.
Anyway, donate to these races today: https://secure.actblue.com/donate/final_federal_50
...as well as these races: https://secure.actblue.com/donate/final_state_60
By the way: One tiny silver lining is that DNA/genetic data PROBABLY couldn’t be used to discriminate against you...but there are some loopholes: http://acasignups.net/18/06/12/good-news-gina-would-probably-prevent-gattaca-happening-now
