Government gave white people cheap loans with little to nothing down so they could flee to the suburbs.

Then because their neighborhoods were white, the “value” went up and many of them gained wealth from equity.

As a result, poorer black people in cities lacked the resources to keep up their homes. The local governments didn’t have the tax base to meet the needs of the public, b/c white people dipped and in some cases created new municipalities to shelter their tax revenue...

Value of homes in the city drop. White people with newly created wealth can come back in and gentrify. And once they return, the value begins to increase in neighborhoods where black people stayed.

But that value has little tangible benefit unless you sell or borrow against the new equity. Otherwise all you realize is an increased tax assessment. And so you STILL might lose your home.

So I know y’all like to argue over the ethics of “buying back the block” or whatever...

But should the block have ever been for sale????

There are so many issues that play into it. So to merely say “somebody gonna capitalize...might as well be me” is zoomed in a bit too closely. IMHO.