A clarification b/c a couple of ppl responded in despair at doubling payments.
I thankfully had low payments. My student loans were the least of my money problems so making an extra payment wasn& #39;t a hardship for me, once I decided to pay it off.
I paid off mine in 2018. PRAISE. https://twitter.com/Author_DLWhite/status/1299464166256840704">https://twitter.com/Author_DL...

Any amount you pay over the minimum helps. I would log into Navient (Sallie Mae) to make my regular payment and then a week later, pay a little extra. ANY extra is helpful as it goes toward the principal.

If you don& #39;t lower the principal you& #39;re mainly paying interest. My miser, penny pinching father taught me to hate interest. This goes for a lot of loans like your car payment. I over pay until that sucker is paid off.

A secret weapon: I use digit to stash away a few dollars a day. Once it tells me I& #39;ve hit $50, I transfer it back to checking and put it on a bill. It also has a function that stashes money to auto send $ to pay your phone bill or credit card.

Last month, I made my regular credit card payment (over minimum), then digit sent an extra payment of $200- money it had been stashing for the past month. I never even see it leave my account.

I also make an extra payment on CC& #39;s to pay them off, which helps to lower the balance drastically. I want to be debt free by the time I retire, so I make an extra payment on the off payday.