Cara penjagaan duit aku.

1. Dpt gaji terus pay yourself first.
2. 10%-30% savings. But now, aku letak 50%.
3. 3-6 bulan expenses covered.
4. Always record cash in cash out.
5. Jaga cashflow gila-gila.
6. Rezeki kita ada rezeki orang lain. Bersedekah atau support small business.

Penjagaan duit ni perlukan disiplin. Also, it's a skill.

Berapa ramai yang janji nak save duit and tak nak spend banyak tapi fail? Ramai je. Nampak je promo terus beli.

Bukan tak boleh spend, cuma kena berpada.

Aku start serious dalam finance masa buat business. Aku record every single details.

Dan aku treat my personal finance mcm business juga. Alhamdulillah berkesan dan sentiasa on track.

What i like about this adalah dia macam money game. Mcm main monopoly. But it's in real life.

Oh satu lagi...

Support la small business/agent/stokis/dropship yang ada. Aku buat mcm ni sbb aku pun pernah berada di situasi dorang.

Hardworking gila babi. Jadi, by supporting them you actually make a small business become an empire.