if 'not buying art commissions because you can't able to save up for it is immature', then it's pretty childish to be financially responsible because being an adult means you have to be in debt all the time as I learned today.

not to flex, but I'm debt free and I base the amount of my frivolous spending after I set aside my bills and savings. I live month to month and having debt is annoying and isn't fun. Plus interest payments over time hurts in the long run.

I forgot the point of this thread, but the paraphrase I heard today was one of stupidest things I heard this week.