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I will never understand couples with separate bank accounts tbh. https://twitter.com/redditships/status/1290333526081114114">https://twitter.com/redditshi...
Like, is the idea here that I should have more toys than my wife because I make more money? Is that what people are trying to endorse with separated finances?
I admit, gift giving is a little less special when you share finances, but we share a mortgage, tax filing, and children so.....
I& #39;m trying to think of something less pleasant than deciding which of us will get health insurance and then how to properly debit an appropriate offset from the other person given the expected marginal tax rate so that we can be equitable about our split finances.
If my wife has to go part time to help take her of her parents and has a subsequent loss of income, do we keep her share of the mortgage the same, or proportional?
If I get a bonus this year because my wife let me focus on a big project by taking on extra hours of childcare, do I credit her by an hourly rate or a proportion of the bonus?
What I& #39;m getting at here is that splitting finances does not simplify anything, it complicates and gives endless time for score-keeping which is the death of any intimate relationship.
As it happens, I have a bank account that has only my name on that I& #39;ve had since literal childhood as a then minor account, but it doesn& #39;t matter. We share a budget with set aside money for slush funds where one can buy whatever and we keep each other informed anyway.
