Not legal advice but you should not use a template. It may not be valid &/or create legal issues about intent. recommend is looking up holographic wills and seeing if your state has that option.Write it up then legal number of witnesses should WATCH you sign (next tweet ⏬) https://twitter.com/caitteach/status/1283471099754426370
Call an attorney and explain you are a teacher with a limited budget. Ask for the attorney to take an hour or two to review and ask for the cost

That way you know it’s valid in your state and the lawyer is another witness And can certify if you can afford

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But if you want a legal will- call an attorney and work out a payment plan for it

Otherwise your estate may end up in probate if your will is voided

Again, not legal advice because this summarizes to call a lawyer in your state
Forgot to mention set up guardians and payable on deaths to account or joint accounts
You can follow @jennthetutor.
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