1/ I'd argue that central bank digital currency (CBDC) is one of the most important trends for the future of money and payments over the next decade.
Regardless of anyone's personal views of whether it's good or bad, the reality is that global interest in it is not going away
Regardless of anyone's personal views of whether it's good or bad, the reality is that global interest in it is not going away
2/ As governments evaluate CBDC, the path that they decide to take will have major implications for privacy, monetary sovereignty, geopolitics, and financial inclusion, as well as global adoption of crypto dollars and Bitcoin
3/ Therefore, if you are interested in any of the above, it's worth closely following the active debate around if CBDCs should be created and how specifically they should be designed and implemented
4/ What used to be an occasional paper from an analyst at a central bank every few months has evolved into a steady stream of content from many different experts, academics, and organizations making it harder to keep up with the latest considerations
5/ Here's a reading list of up to date content from the past month that I've found super helpful
6/ IMF: A Survey of Research on Central Bank Digital Currency https://www.imf.org/en/Publications/WP/Issues/2020/06/26/A-Survey-of-Research-on-Retail-Central-Bank-Digital-Currency-49517
7/ Digital Dollar Project: Exploring a US CBDC https://www.digitaldollarproject.org/exploring-a-us-cbdc
8/ @lawrencehwhite1 - Should the US create a token based digital currency https://www.alt-m.org/2020/06/19/should-the-u-s-government-create-a-token-based-digital-dollar/
9/ Brookings Institute - Facebook's Libra 2.0: Why you might like it even if we can't trust Facebook https://www.brookings.edu/research/facebooks-libra-2-0/
11/ Bank of Canada - CBDC Adoption and Usage https://www.bankofcanada.ca/2020/06/staff-analytical-note-2020-12/
12/ Bank of Canada - Privacy in CBDC Technology https://www.bankofcanada.ca/2020/06/staff-analytical-note-2020-9/
13/ Financial Times - Is our money about to sprout memories? https://ftalphaville.ft.com/2020/06/24/1592991663000/Is-our-money-about-to-spout-memories-/
15/ House of Financial Services Virtual Hearing: Inclusive Banking During a Pandemic: Using FedAccounts and Digital Tools to Improve Delivery of Stimulus Payments
https://financialservices.house.gov/calendar/eventsingle.aspx?EventID=406617
https://financialservices.house.gov/calendar/eventsingle.aspx?EventID=406617
16/ Senate Banking Committee Virtual Hearing - Digitization of Money and Payments https://www.banking.senate.gov/hearings/the-digitization-of-money-and-payments
17/ @ChrisBrummerDr - Thinking Big on Fed Accounts, Digital Dollars, and Financial Inclusion https://medium.com/@chrisbrummer/thinking-big-on-fed-accounts-digital-dollars-and-financial-inclusion-622733baacba
18/ @jerallaire - Digital Currency and the China Model
19/ @BlockchainAssn - How crypto innovators will help the US win the digital currency race https://medium.com/@BlockchainAssoc/how-crypto-innovators-will-help-the-us-win-the-digital-currency-race-815c7d29a482
20/ Any other great content from the last month that I'm missing?