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This is how the rich get richer;
Indexed Universal Life Policies
(IUL)
Indexed Universal Life Policies
(IUL)
IUL’s are a life insurance product that is TAX-FREE. It produces gains hence the name includes the term “indexed”. Here’s the wild part, you cannot lose any money in an IUL.
IUL’s yield gains from the stock market ranging from .75%-15% on a yearly basis. There’s living benefits as well as death benefits. The IRS see’s it as a life insurance policy which means any gains yielded from the policy cannot be treated as taxable income 
Biggest thing about these is you cannot LOSE there is no negatives. Your worst year would yield a .75% gain even if the S&P 500 went -10% on the year. Guaranteed gains on a yearly basis.
To make this thread more straight to the point i’ll bullet the benefits of IUL’s
-Life insurance policy that pays out much more than initial investment in the case of death
-guaranteed positive yield on a yearly basis
-non taxable
-Life insurance policy that pays out much more than initial investment in the case of death
-guaranteed positive yield on a yearly basis
-non taxable
