5 weeks ago when presenting to the the National Bank's Mortgage network I was saying that what has now happened in Victoria was highly likely to happen somewhere in Australia. You can see the video here: http://www.emergentfutures.com/blog-posts/the-clusters-in-melbourne-victoria/

2/.. My view then, was that were were likely to see clusters and outbreaks because we had a population that was over 99.9% non immune, we had circulating virus and removal of restrictions would increase interactions. This would mean restrictions on individuals businesses, and...

3/ .. larger areas, and regions and even whole states if things got bad. I was urging mortgage brokers to have a flexible business strategy that would work for them if their areas was shut down for face to face contact even if they felt that closing a deal face to face was key

4/ ... All of us need to be thinking through what our strategy is in the face of uncertainty, and staying safe out there