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Do you guys also borrow yourselves money?
Like - take money from your savings, uthi "I'll put it back month end"?
Or do you starve yourself to death kodwa unemali kwi savings?
Like - take money from your savings, uthi "I'll put it back month end"?
Or do you starve yourself to death kodwa unemali kwi savings?
I'm asking because - I realise a lot of us do this. And the popular view is "starve yourself", while you've got "money".... I believe in being accountable to myself,
So when I "borrow" myself money, I treat it like any other debt I have - I pay it back, with 5 percent interest or fine. This way - I think twice about tapping into my savings.
Also - another form of accountability is "needs and wants" assessment. D
Also - another form of accountability is "needs and wants" assessment. D
Do you really need it? Eg basic things like - I ran out of food to COOK. not I FEEL LIKE TAKEAWAYS.
See, there's a thin line in those. Takeaways aren't a need. You've got groceries, pheka. You like burgers? Make your own at home. Budget a cheat day or 2 - where you "eat out"
See, there's a thin line in those. Takeaways aren't a need. You've got groceries, pheka. You like burgers? Make your own at home. Budget a cheat day or 2 - where you "eat out"
I want a new pair of shoes and I'm getting paid on Thursday 
and I had those shoes on my July budget. But seems like Thursday I might get there ziphelile. So I'm gonna take out money on my savings 
this is important. It's a need. If I don't get those shoes - I'll die 
Thank you guys for coming through to my money talk session let's do better
let's do better
