Do you guys also borrow yourselves money?

Like - take money from your savings, uthi "I& #39;ll put it back month end"? https://abs.twimg.com/emoji/v2/... draggable="false" alt="🙈" title="Nichts sehen-Affe" aria-label="Emoji: Nichts sehen-Affe">https://abs.twimg.com/emoji/v2/... draggable="false" alt="🙈" title="Nichts sehen-Affe" aria-label="Emoji: Nichts sehen-Affe">https://abs.twimg.com/emoji/v2/... draggable="false" alt="🙈" title="Nichts sehen-Affe" aria-label="Emoji: Nichts sehen-Affe">

Or do you starve yourself to death kodwa unemali kwi savings? https://abs.twimg.com/emoji/v2/... draggable="false" alt="🤣" title="Lachend auf dem Boden rollen" aria-label="Emoji: Lachend auf dem Boden rollen">https://abs.twimg.com/emoji/v2/... draggable="false" alt="😩" title="Mattes Gesicht" aria-label="Emoji: Mattes Gesicht">https://abs.twimg.com/emoji/v2/... draggable="false" alt="💔" title="Gebrochenes Herz" aria-label="Emoji: Gebrochenes Herz">

I& #39;m asking because - I realise a lot of us do this. And the popular view is "starve yourself", while you& #39;ve got "money".... I believe in being accountable to myself,

So when I "borrow" myself money, I treat it like any other debt I have - I pay it back, with 5 percent interest or fine. This way - I think twice about tapping into my savings.

Also - another form of accountability is "needs and wants" assessment. D

Do you really need it? Eg basic things like - I ran out of food to COOK. not I FEEL LIKE TAKEAWAYS.

See, there& #39;s a thin line in those. Takeaways aren& #39;t a need. You& #39;ve got groceries, pheka. You like burgers? Make your own at home. Budget a cheat day or 2 - where you "eat out"

https://abs.twimg.com/emoji/v2/... draggable="false" alt="😂" title="Gesicht mit Freudentränen" aria-label="Emoji: Gesicht mit Freudentränen"> I want a new pair of shoes and I& #39;m getting paid on Thursday https://abs.twimg.com/emoji/v2/... draggable="false" alt="🤭" title="Gesicht mit Hand über dem Mund" aria-label="Emoji: Gesicht mit Hand über dem Mund"> and I had those shoes on my July budget. But seems like Thursday I might get there ziphelile. So I& #39;m gonna take out money on my savings https://abs.twimg.com/emoji/v2/... draggable="false" alt="😊" title="Lächelndes Gesicht mit lächelnden Augen" aria-label="Emoji: Lächelndes Gesicht mit lächelnden Augen"> this is important. It& #39;s a need. If I don& #39;t get those shoes - I& #39;ll die https://abs.twimg.com/emoji/v2/... draggable="false" alt="😔" title="Nachdenkliches Gesicht" aria-label="Emoji: Nachdenkliches Gesicht">https://abs.twimg.com/emoji/v2/... draggable="false" alt="😔" title="Nachdenkliches Gesicht" aria-label="Emoji: Nachdenkliches Gesicht">

Thank you guys for coming through to my money talk session https://abs.twimg.com/emoji/v2/... draggable="false" alt="🤣" title="Lachend auf dem Boden rollen" aria-label="Emoji: Lachend auf dem Boden rollen"> let& #39;s do better