A friend an I were talking about money mindset and repelling money subconsciously.

Everyone has their relationship with money. Some love it and know how to attract it effortlessly. Others demonize and repel it subconsciously.

Your upbringing has a lot to do with how you look at money. If you grew up hearing "money is the root of evil" and hearing rich people being spoken ill of, you don't exactly have the urgency to be rich.

If you grew up hearing that money is good and watching success stories with admiration, you will have urgency to get rich. You will grab opportunities to get money.

Also your spending habits are molded by things you would observe in your formative years.

In my early 20s, I would feel guilty spending on myself (Nails, hair etc.) because I didn't grow up "wasting" money. I have had to unlearn all that.

While my frugality has helped me not waste my money, I have struggled to learn how to want more of it and splurge on myself.
I had to go through a lot of unlearning at age 23-27 to change my financial mindset and relationship with money.

Religion also affects your money mindset ALOT!

One side
- Blessed are the meek
- Be poor now and inherit the kingdom later
- rich people are wicked
- rich do not inherit the kingdom
- poor is Godly

The other side
- Saving and investment (the talents story)
- Generosity
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- don't be lazy
- work hard like the ant
- borrowing carefully

Sometimes, your religious values can clash with being rich and materialism and the tension between the two could result in stress & confusion.