I will never be able to wrap my head around giving a company hundreds of dollars a month and getting nothing in return, all for the assurance that should something happen that you& #39;re not prepared to pay for, then they will pay for it on your behalf.

But then, when that thing happens... They do their absolute best to NOT pay for it. And they don& #39;t return your money. So in essence, you& #39;ve thrown your money away. You would have been better off just saving that money in case of that thing happening.

Except, get this, it& #39;s mandated by law for you to retain the services of this company that will do absolutely everything in it& #39;s power to avoid providing you with the service for which you& #39;ve paid.

As I& #39;m sure you& #39;re all aware, this thread is a condemnation of Apple Music. Use Spotify and love yourselves.

No but for real insurance is a scam. How many people have to have unfortunate accidents for this to be rectified?