I& #39;ve gotta say, after doing tons of research- I enrolled in a program with @NationalRelief_ to pay off my immense credit card debt back in August 2019 and I& #39;m already seeing the positives and have become 100% more conscientious of my personal finances and budgeting. #ThankYou https://abs.twimg.com/hashflags... draggable="false" alt="">

After I spent two hours on the phone with them last year I truly "got my sh*t together" and started to organize my life and take finances seriously. I& #39;ve got a spreadsheet with due dates vs. pay dates mapped out for the year- AND have room for emergency and/or social spending.

This thread is mostly that I& #39;m proud of myself and even though there are 26 months left in my program- if I continue with how things are, I may finish in 17 months meaning I& #39;d be debt free by the time I turn 32.