CERB and Mortgages

This is a conversation one of our team members had with an individual this morning

Us: Reviewing your 3 months bank statements we see your payroll deposits are going in every 2 weeks but we see a CERB deposit from the Government of Canada
Why is that?

2/
Him: It& #39;s the Covid benefit

Us: Yes sir, we know but it appears you are working full time

Him: Yes, I am

Us: And getting CERB?

Him: Yes

Us: Sir, the Government specifically says that shouldn& #39;t happen, it& #39;s only if you lost your job due to Covid, you would get CERB

3/
Him: Both my cousins said it was fine, they just applied and got it, so I applied and got it

Us: But you had to state that you were off work due to Covid but you& #39;re still working?

Him: My cousins said to get it just in case something happened with my job

This happened

4/
The upshot is this person& #39;s purchase mortgage is being cancelled by the bank

The bank has zero tolerance for any fraud of any kind

End of story

But this won& #39;t be the last one I am sure
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