CERB and Mortgages

This is a conversation one of our team members had with an individual this morning

Us: Reviewing your 3 months bank statements we see your payroll deposits are going in every 2 weeks but we see a CERB deposit from the Government of Canada
Why is that?

2/

Him: It's the Covid benefit

Us: Yes sir, we know but it appears you are working full time

Him: Yes, I am

Us: And getting CERB?

Him: Yes

Us: Sir, the Government specifically says that shouldn't happen, it's only if you lost your job due to Covid, you would get CERB

3/

Him: Both my cousins said it was fine, they just applied and got it, so I applied and got it

Us: But you had to state that you were off work due to Covid but you're still working?

Him: My cousins said to get it just in case something happened with my job

This happened

4/

The upshot is this person's purchase mortgage is being cancelled by the bank

The bank has zero tolerance for any fraud of any kind

End of story

But this won't be the last one I am sure