STOP using the language "pre-existing conditions" to describe medically vulnerable people.
"Pre-existing conditions" IS MADE UP by the American health insurance industry so that they can deny health care to people.
Use medical terms, not capitalist terms.

umm. I don't have a soundcloud but I do have a podcast where I specifically talk about personal finance, including health care month each year: https://open.spotify.com/show/1Wl8xzBfvkpmydPs97toeh