Short answer: Invest in one of these 2 projects on Kwidex and get N8m in 8 months (40% return shown in the pictures). Check my pinned tweet for the thread on Kwidex.

Longer answer (if you just like work or you just want Nigerian investments): *Cracks fingers* here’s a thread https://twitter.com/YinkaPost/status/1258403166380589058

Invest 10m in Pettysave. There’s a 12-month project that offering 21% available right now. By the 8th of May 2021, you would have 2.1m returns from that. I did a thread comparing Pettysave to Piggyvest and another thread talking about Pettysave’s safety. Check my pinned tweet

If

you haven’t already signed up to Pettysave and you want to get some extra cash for signing up , you can get N250 added to your Pettysave account if you sign up with this link

http://app.pettysave.com/s/OGH722817 

and save N1,000.

Now to the 2nd 10m.

Put the 2nd 10m in Piggyvest safelock

for 100 days. You would immediately receive the 3.56% returns shown in the picture paid into your Flex naira account on Piggyvest. From here you can do 1 of 2 things.

Option 1: Leave the N356,000 in Flex naira for the 100 days and get N9,753.42 interest on your money or...

Option 2: Do what I’d do. Since you’re not using the money anyways, Safelock the return again . What do I mean?

When you receive the 356,000 in your flex naira, put the 356k in Safelock again for the same 100 days, you would receive N12,673.60 in your Flex naira then you’d

safelock that N12,673.60 again for 100 days and get N451.18 paid into your flex naira. At this point, “safelocking” the returns would not make any significant impact on the outcome so we stop here.

If you choose option 1, by 16th of August, you would have N365,753.42

Whereas if

you’re like me and you do option 2 by the same 16th of August you would have N369,137.14

Now the real investing starts.

Here you’re going to invest in short term agricultural projects. There aren’t any currently available on the platforms I use so from here we’d do some

assumptions based on past data. I’d be using the 4-month investments in the screenshots below for this part.

In total:
If you did option 1, you would have N10,365,753.42 to invest
If you did option 2, you would have N10,369,137.14 to invest

I have the numbers for option 1 but

to make the thread less convoluted, I’ll assume you’re like me and you chose option 2

Assuming you invest the N10,369,137.14 in a similar 4 months investment on Piggyvest, at 8% you’d get N829,530.97

If you did the 12.5% option on Pettysave, you’d get N1,296,142.14

If you

did the 15% option also on Pettysave, you’d get N1,555,370.57

So at the end of the 4-month period, which is the 16th of December, from investing the initial 10m we had, our total return would be:

For the 8% investment: N1,198,668.11 (N829,530.97 + N369,137.14)

For the 12.5%

investment: N1,665,279.28 (N1,296,142.14 + N369,137.14)

For the 15% investment: N1,924,507.71 (N1,555,370.57 + N369,137.14)

By the 16th of December, you have about 5 months to the deadline. Based on the earlier calculations, you still have to make:

N2,701,331.89 if you

invested in the 8% returns option
N2,234,720.72 if you invested in the 12.5% return option
N1,975,492.29 if you invested in the 15% return option

To get to your N6m goal

This means you have to find a 5-month investment that either offers 24.16% or 19.2% or 16.6% to reach your

goal. Based on previous data, this can still be found. Here’s an option that offered 25% in 6 months. Just ask for a 1-month extension and pay extra and still have more money for yourself .

Out of curiosity, I tried to do this entire thing differently. So here’s another way to

invest the 20m.

You still invest 10m in the 12 months project on Pettysave.

Then the second 10m, you use it to get Piggy points .

The best option to get the most money in the least amount of time is to save in units of 100k

If you break the 10m into units of 100k, you’d

have to do it 100 times . The Piggyvest system allows you to do max 5 transactions each day. This means it’d take 20 days to complete this.

This would mean that every day for 20 days, you would save 100k 5 times. This would generate a total of 5,500 points on the 20th day.

Assuming all goes well, on the 28th of May, you can convert your 5,500 points to N55,000 and leave it in your flex naira.

At the end of the month of May, you would have N55,000 in Flex naira and 10m in autosave.

On the 30th of June, you would be able to withdraw your money from

Autosave. By then, the 10m would have generated N93,317.35 in total returns. As shown in the screenshot.

By the 30th of June, you would have N10,148,317.35 in total (which is total returns of 93,317.45 + 55,000 in piggy points + the 10m initial investment)

Now we do safelock

With safelock, remember you have 2 options but like me, you’d do option 2.

So option 2 would now look like this:

Lock N10,148,317.35 receive N361,280.10 in your flex naira

Lock that returns for the same 100 days, receive N12,861.57

Lock that as well, receive N457.87

At the end of the 100 days, I.e. 8th of October; you’d have N374,612.09

By the 8th of October, you now have N10,522,929.44

Now we start investing.

To avoid boring you with more numbers, if you do similar investments to the ones I explained earlier;

By the end of 7 months,

you’d have N2,206,598.15 in the worst case, N3,153,661.80 in the middle case and N3,679,808 in the best case.

Remember the first 10m investment that gives 21% return.

At the end of the 1 year your total return would be N4,306,598.15 in the worst case, N5,253,661.80 in the mid

case and N5,779,808.27 in the best case.

In the best case, you can leave the N25.78m in Piggyvest flex naira and get N26m in 31 days.

Phew that was long

Answers to some questions you might be asking.

1. Why did I invest only 10m in the 21% investment?
2. Why did I lock the

2nd 10m for 100 days before investing? Why not invest straight away?

1. Because the goal is to achieve 30% returns. If I invested the full 20m in the 21% investment, that’d yield just 4.2m which is not the goal.

2. I did that because I was operating with the assumption that the

investment would start TODAY. Currently, there are no short term agrotech investments available so while I wait, I’d let the money work for me. If there were investments available, I would have invested straight away. Why 100 days? It just seems like a fair period to wait for

investment opportunities to open up. Plus 100 is a cool round number to operate with

PS: If this thread inspired you to try out Piggyvest or Pettysave, you can get some money sign up bonuses if you use these links:

₦1,000 signup bonus on PiggyVest with this link - http://piggyvest.com/l/2ad02ec 

N250 bonus when you sign up to Pettysave with this link and save N1,000
http://app.pettysave.com/s/OGH722817 

End of thread

If you used a referral link to sign up to Piggyvest and you’ve been wondering how you’d get your N1,000... this thread explains how https://twitter.com/je_dna/status/1252592282009849856?s=21