A paid off house is great, BUT a reminder is in order for you to keep the money in a side fund until you can pay it off in full (if you're going to do that)

Do NOT send 'extra' payments to the bank.

They keep those.

If you get in trouble, they aren't 'giving' them back.

If you missed this, here is all the math to support it. https://twitter.com/roncaruthers/status/1216122915852148736