Cheapest way to directly own #Bitcoin ?

Used @UpholdInc a couple of years ago (to then transfer to e.g. coinbase) but they are trying to charge a 4% debit card deposit fee (despite advertising 'zero fees'!)

Pls dont suggest brokers as likes of @IGSquawk charge 20% AER financing
Any suggestions @moved_average @NicTrades ?
You can follow @James_LVDTA.
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