Dear everyone having issues re #ryanairrefund . If they have cancelled flights and not delivered services you have paid for, contact your bank & dispute the transaction. They are onlidged to initiate a chargeback. They will refund you & pass costs back to Ryanair + admin fee

Your bank will try & pass the buck back to you, but don’t let them. Cardholder not present transaction, service not delivered, refund refused, bank obliged to chargeback I’d debit card or section 75 refund if credit card. I used to be a lazy banker so I speak from experience.