Here is your Personal Finance Blog primer. After spending nearly six years in this community and [generally] liking the movement, things definitely aren't *ALWAYS* as they seem.

First, take nothing you read on blogs at face value.

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You don't know the blogger, nor their background, nor anything about them. Some just peddle Bluehost and Personal Capital affiliate programs and call it a day.

With few exceptions, very little value in those blogs.
Never take numbers that you read seriously. Those "We paid off $250 million in debt in 20 days" posts are often clickbait and flat bullshit.

Don't compare your situation to numbers that you read online. They may not be real, or there might be a LOT they aren't divulging.
Financial bloggers are not trained financial planners, and all advice needs to be taken with a grain of salt. You'll find high-level platitudes and generalized advice, but nothing with YOU in mind. They don't know you.

Don't make huge $ decisions based on what you read.
Instead, try to take a step back, ignore the details that you cannot verify, and take in the higher-level picture and apply it to your life. Remember that just because it worked for them doesn't necessarily mean it will work for you.

Try and see, but don't assume victory.
Lastly, relentlessly support #bloggers whom you know to be genuine, honest and determined. Comment. Follow them on Twitter. Don't just read.

Engage with those whom you love the most. Show them your support.
You can follow @SteveOnSpeed.
Tip: mention @twtextapp on a Twitter thread with the keyword “unroll” to get a link to it.

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