I want people to start admitting that, they just don’t save money because, they choose not to. Stop blaming NYC or Toronto or LA or London for being the reason you can’t save. Plenty of us in those cities still manage to save.
Why can’t you just admit that you choose to have high rent cause, you want to be in the city? Or that you choose to eat out/Uber eats cause, you don’t want to cook? Or that you choose to Uber instead of taking the train?
Everyone who lives in a big city knows that, big cities are all about being seen and having what everyone else has. If you choose to live in that facade by all means, but don’t cry when reality hits you.