The current situation is an opportunity to start the Wealth Creation Journey. Few simple things to remember:
1.Have Term Insurance – pre close endowment policies if any
2.Medical Insurance outside of work
3.Learn Asset Allocation. Eg ~ Equity, Debt, Gold, Real Estate etc
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4.Important to have minimum 6 months of emergency funds
5.If I am new to Equity Investment, start with MFs (2-3 Multi Caps)
http://6.In"> http://6.In  investment its always important to stay positive & motivated.
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7.I usually read positive & motivating investment quotes from @dmuthuk , @Vivek_Investor & few others
8.Spend time understanding Macros, Global & Local Economies, Read Books, Attend Seminars/Workshop on Fundamentals & Technicals.
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9.I read, learn fundamentals & technical from UnSeen Value, Nandy, Rohit Srivastava, Peter LBrandt, Anybody Canfly & few others tweets
10.Try to have a lawyer, doctor, financial advisor & CA in your network
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Its prudent to Invest in Stocks Directly, only after few years of investment experience, having good knowledge on sectors, cycle & fundamentals.

HAPPY INVESTING, Best Wishes for & #39;Wealth Creation Journey& #39;