Lol I’m going to get more hate for this, but I see a lot about how the BofA domestic payments system is Ripple. I hate to break it to you all, but it’s referring to The Clearing House. The biggest clue is the “registered trademark” symbol. I’ll show you two pictures

I believe that Ripple and XRP will have a role to play with BofA in the future for cross-borders. But the real-time payments they are talking about right here is a domestic use case and it is The Clearing House