NYC, 1.9% of death had NO underlying conditions. If I have a heart condition and get flu that proceeds to pneumonia, I most likely will die. https://www.dailywire.com/news/nyc-data-vast-majority-who-have-died-from-coronavirus-had-serious-underlying-conditions

almost two-thirds (65.6%) of the people who have died after testing positive for coronavirus have been confirmed to have one of those specified underlying conditions, while just 1.9% of the people who died after testing positive were confirmed to have “no underlying conditions.”

Just under one-third (32.6%) of those who died after testing positive are listed as “underlying conditions pending,” in other words doctors have not yet determined whether or not they had an underlying condition prior to being infected.