Why are car insurance companies still shaking everybody down for big premiums when they’re clearly paying out fewer claims for all the car accidents that aren’t happening? https://www.latimes.com/business/story/2020-04-07/coronavirus-car-insurance

Inspired by @Davidlaz, I put on my Very Grouchy Customer face to ask Progressive to lower my rates, and my guy said "We are looking into ways to pay back the premium to our customers. At this time, we haven't made any official announcements to how we are going to do that."