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Many years ago I went to my then employer to negotiate for a pay rise and also for a cut on a business deal I brokered worth 10,000usd. My then boss told me that did the pay rise will not happen and also he will not give me a penny on the deal becos he pays me
every month. Upon hindsight my boss presented 30ghc in an envelope to me as my share of the deal. I declined becos I had already made up my mind to quit the job after talking to a successful business man who told me to my face that if I wanna be like him, i have to work for
myself. He also said to me that in this life, you don't get what you deserve, you only get what you negotiate for. I was inspired. Eventually I tendered in my resignation letter and started working for myself. My mentor never detailed the challenges in business.
I started with little capital. I didn't have a shop then but with time got a shop, every thing was working perfectly until there was a change in gov, our economy deteriorated, the cedi depreciated badly & eroded part of my working capital. I was importing clothes & electronic
from China, Hong Kong, Dubai. I had to stop traveling to cart the stuffs. I decided to transfer the money to a friend to buy the stuffs and do air cargo for me. The first two consignment went well, then BOOM, the unexpected happened. My goods worth thousands of dollars
strangely went missing at AFGO , at least that was the excuse the clearing agent gave me. I couldn't hold the airline nor AFGO officials responsible becos the goods came unaccompanied and also uninsured. My many years of hard working had just gone down the drain
all of a sudden. Those were challenging moments for me becos I had a wife and kids to take care of. I stayed home for almost two years without doing any serious business. My wife, may God continue to bless her, never complained for once, she stepped up and took care
of us for that period, until I started picking up the pieces to start all over again. Business is no child's play so is marriage. Don't go in unadvisedly. Stay home and stay safe. Ignore typos 
