In this market fall one business that I am exploring is Kotak Mahindra Bank. I will be going through all concalls and annual reports and presenting my understanding of this franchisee some of which will come through interesting ideas of Mr Uday Kotak.

As Mr Uday Kotak will say, build capabilities first and then chase growth. This was in response to when asked about how fast can the bank grow?

Q1FY2011 Concall Transcript

On how is a growth number decided by the management for the near term?
Q2FY11 Concall Transcript

When asked about CASA growth and the significance of a large branch network as a pre requisite for higher CASA
Q3FY11 Concall Transcript

On why sum of the parts valuation and listing each business separately doesn't make sense for investors in Kotak Mahindra Bank in the long run

When asked n approach to lending and NIM's going forward.
Q2FY11 Concall transcript

On restructuring of assets in a bank's loan book
Q3FY2011 Concall Transcript