One big gap is self-employed freelance workers, who are not incorporated and so won't get the wage subsidy, but still have some income coming in, so don't get the CERB.
Another is the discrepancy between entities in partially privatised sectors - childcare, longterm care, colleges etc. Private entities get the wage subsidy, public ones don't, and if the workers still have some hours, they don't get the CERB either.
Multiple job holders - if workers are laid off from one job but not the other, they won't qualify for the CERB or the wage subsidy.
Seasonal workers - because their job hasn't started yet, they don't qualify for the CERB, only if they are lucky their employer will apply for the wage subsidy and pass it on?
Most students are out of luck. If they were working part-time and had $5K in earnings last year, they're lucky. Most won't.
Workers who were already unemployed prior to March 14. If you qualified for EI, you're lucky, you still get that. Most won't.
It's not too late to fix it. Expand eligibility for the CERB by clarifying the definition of 'cease employment' to having no income due to CERB, rather than zero income, say substantial reduction (it's taxable! You could even say you'll claw back a certain percentage later!)
This doesn't require huge changes in the user interface of the benefit delivery system, just announce your intention, let people applying know and workers assessing claims know.
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