1. Some notes from the 40th chapter of Vishnu Rahasya - important details about how karma works.
2. That experience which is against our desire/expectation is termed duhkha.

That which goes in accordance with our ishTa is sukha.
3. It is each individual's karma that is responsible for sukha and dukha.

Karma is classified into sanchita, prarabdha and aagami.
4. Punya and papa have 'daahya-daahaka' kind of a relationship. Punya burns papa and vice versa.

That which is prabala - powerful - burns that which is durbala - weak (relatively).
5. When one engages in doing karma that fetches punya - know that his purva-punya which is manifesting as prarabdha is playing a part. In other words, for doing punya-karma too - prarabdha punya is needed.
6. When one's purva punya or papa is equal in strength to kriyamana papa or punya (that which is giving results due to current karma) new punya or papa does not arise. In other words they cancel each other.
7. If one has prarabdha punya in this janma, then performing devata-aradhana, tirtha-yatra, swasti-vachana and ashirvada of scholars become instruments in ensuring quick results from such punya.

(hence always engage in such activity)
8. If one's kriyamana punya is to take effect but his/her prarabdha papa is prabala (stronger), such karma may not take place at all (in other words - strong obstacles arise).

However, remedies done in such cases don't go waste - they give results in subsequent janmas.
9. Typical karma (of previous janmas) that lead to prabala-papa are insult and harm to devatas, rishis and equivalent papas (maha-papas).
10. Even if one performs activities that fetch lots of punya, if one's prarabdha papa is extremely strong (atyanta prabala), such punya does not give results immediately.

Always know that prarabdha karma takes priority over sanchita and kriyamana.
11. When kriyamana karma (this janma's karma) is balishTa (very strong) it has two effects (a) destroys durbala papa in our sanchita (b) weakens prabala papa in our sanchita.

Examples of balishTa punya karma are yajna, daana, tapas and seva.
12. Since punya karma always has a positive effect on our papa (destroys durbala papa and fully destroys prabala papa) one must therefore ALWAYS engage in doing punya karma.
13. Punya is accumulated in two ways - giving up that which is classified by shastra as papa and doing that which shastra declares as punya.
14. If kriyamana punya is equal in strength to prarabdha papa and vice versa - they cancel each other.
15. Since durbala punya weakens prarabdha papa and prabala punya fully destroys prarabdha papa - doing that which fetches (even a little) punya never goes waste.
16. Karma gives results based on four factors - swabhava, deha, desha, kala.

swabhava - satvika, rajasika, tamasica
deha - age, ashrama, swadharma, etc
desha - tirthakshetra vs smashana etc
kala - parva kala vs ashubha muhurtha etc
17. sri krishnarpanamastu
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