Thread: Another reminder that the #ACA/ #Obamacare provides essential benefits and protections for EVERYONE with insurance, not just those who purchase on the individual market. Media still failing to educate on this enough.

Here are sources for more detail. From WSJ: “Anyone who just thinks this is just impacting the 12 to 15 million individuals with individual coverage is wrong,” said Timothy Jost, an emeritus law professor at Washington and Lee University.” https://www.wsj.com/articles/get-health-coverage-at-work-lawsuit-against-aca-could-affect-you-too-1528924250

From Kaiser: “The employer shared responsibility provision of the Affordable Care Act penalizes employers who either do not offer coverage or do not offer coverage that meets minimum value and affordability standards.” https://www.kff.org/infographic/employer-responsibility-under-the-affordable-care-act/

From HHS: Under the ACA, “health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts.” https://www.hhs.gov/healthcare/about-the-aca/pre-existing-conditions/index.html

Also from HHS: Under the ACA, “if your plan covers children, you can now add or keep your children on your health insurance policy until they turn 26 years old.”

From Time Magazine: “Here, a look at six benefits that employer health plans have gained under Obamacare — many of which could disappear if the rules are rolled back.” http://time.com/money/4643626/employer-health-insurance-change-obamacare-repeal/

Gonna list those, because it’s a nice summary:
1. Free preventive services.
2. No waiting period for pre-existing conditions.
3. Limits on out-of-pocket costs.
4. A ban on lifetime limits.
5. Parental coverage up to age 26.
6. Right to external 3rd-party review of denials.